Experience the difference with

The 707 Real Estate Team

Keri Akemi Bezayiff

Real Estate Professional/REALTOR©
       Cal BRE License # 01273602


(707) 235-4963

Knowledge, Integrity, Results!

​"Your local expert to trust for a
Lifetime of Real Estate needs" 

Property Search

Wine Country Brokerage
25 East Napa Street, Sonoma, Ca  95476


Property Search

Keri Akemi Bezayiff

Real Estate Professional/REALTOR©
       Cal BRE License # 01273602


(707) 235-4963

Knowledge, Integrity, Results!

​"Your local expert to trust for a
Lifetime of Real Estate needs" 

Wine Country Brokerage

25 East Napa Street, Sonoma, Ca  95476

Make Your Dreams Reality
I am dedicated to serving you and exceeding your expectations. I will listen to better understand your unique goals. You will feel confident from my extensive knowledge and ability to analyze the market to help you determine the best action plan that fits your needs. I treat every client with an equal amount of professionalism and compassion. If there are challenges that arise, we will face them together and look for the best possible solutions. I will coordinate the process with you from start to finish and communicate with a network of professionals to manage each detail to allow for a smooth closing. I thrive in a fast paced environment and have the ability to maintain the multitude of tasks that are of demand. The best way to show you how you will benefit from this directly is through your own personal experience as my client.

Common Questions 

  1. 1
    How should I prepare for our initial consultation?
    Everyone who is a decision maker should be present. Bring a wishlist of important features that you must have in a home. Let me know whether you are looking for your primary or second home, or investment.
  2. 4
    When should I apply for a Home Loan?
    Before you begin searching for a home, it is important to get Pre-approved for a mortgage. Once you receive a Pre-approval letter, we can begin searching for homes according to your budget and goals.
  3. 5
    What do I need to bring to my appointment with a Lender?
    Bring copies of all pages of 3 years Tax returns, 1 year of bank and asset statements, Drivers license or passport. Each applicant has unique circumstances which may require additional documents to be provided.
  4. 3
    How much money do I need for a downpayment?
    Start saving. Ideally, you should have 20 % of the purchase price saved for a down payment. There will be an additional 3 to 7% of the purchase price for closing costs. Closing costs: include taxes and insurance, etc.
  5. 6
    What are some common things to expect during the homebuying process?
    Be prepared to experience a roller coaster of emotions, and to negotiate on several properties before finally closing on your home. I will keep you informed about the market conditions to advise you accordingly.
  6. 7
    What is the difference between a Pre-qualification letter and a fully underwritten Loan approval?
    Pre-qualification only takes into account basic information. An Approval requires a Mortgage professional to review all documents to confirm the following: income, credit, debt, assets, and down payment, etc.
  7. 2
    What is the recommended FICO score?
    Get your credit in order. Good credit ranges between 740 to 900. Obtain a copy of your credit report to make sure it is accurate and to correct any errors immediately.
  8. 8
    Can I still use my credit cards or apply for credit while I am trying to purchase a home?
    You should not make any large purchases or apply for additional lines of credit while you are trying to purchase a home. One of the most important guidelines to keep your debt to income ratio below 40%.
  9. 9
    What are the different ways that you can hold title in a property?
    Single conveyances: Sole Owner or Trust, Tenancy in Common, Joint Tenancy Community Property , Community Property with the Right of Survivorship, or as Business Partnerships: LLC, LP, Corporation, REIT.
  10. 10
    How long is the typical home buying process?
    The home buying process varies on the type of property you are purchasing and a variety of factors. The typical timeline is between 30 and 60 days, from when your offer accepted and closes escrow .